![]() ![]() I'm a big believer in the concept that good-looking apps are better to use than ugly ones because we enjoy using them. I don't want to get hung up too much on Checkbook's visual design but it's kind of homely. While most personal finance apps don't directly store any account information that would allow a hacker to get at your funds, you still wouldn't want anyone to learn where you bank, where you shop, how often you withdraw money, and so forth. All personal finance apps should have a passcode option, and users should turn it on. (One of Mint's shortcomings is that it's only supported in the U.S.) And thank goodness you can optionally add a passcode to this app. Other great features in Checkbook include the ability to export data (CSV, QIF, HTML) and select your currency. You can't, however, set up a payment for twice a month (a lot of people get paid on the 15th and last day of the month), which is a minor feature I'd like to see added. If you get paid every two weeks, you can establish an automatic income entry for that as well. ![]() If you pay your rent once a month, you can set up an automatic entry for the first of each month. The app has a feature, too, for recurring expenses. And if the preexisting list of options is filled with irrelevant choices, you can delete those. If a classification doesn't exist, you can add it. That's not Checkbook's game, though.Ĭheckbook gives you ample tools for classifying your expenses and income. The Mint iPhone app (our Editors' Choice), on the other hand, is a more-sophisticated system that automatically pulls information from several months back to help you understand your existing spending habits. (Opens in a new window) Read Our Dollarbird (for iPhone) Review If you think of it like an electronic checkbook ledger that you can use for all your accounts, it will live up to your expectations. Checkbook comes with all the right tools for basic money management, though it doesn't have anything to help you create budgets or savings plans. What you don't get from offline finance apps such as Checkbook are the conveniences of automated expense logging and having those expenses appear on all your various devices (tablet, smartphone, online account, etc.). It's a straightforward app, with no account signup and no integrations with your banking data, that lets you add income and expense line items either as they occur, or on specific dates. Checkbook (free $2.99 for Pro version) is an iPhone app that caters to this crowd. No interest rate calculators or advice for reducing payments.ĭespite all the benefits of using cloud-based personal finance apps, such as syncing information across devices and pulling data directly from financial institutions, some people still prefer a more old-fashioned and manual approach to managing their money.How to Set Up Two-Factor Authentication.How to Record the Screen on Your Windows PC or Mac.How to Convert YouTube Videos to MP3 Files.How to Save Money on Your Cell Phone Bill.How to Free Up Space on Your iPhone or iPad.How to Block Robotexts and Spam Messages. ![]()
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